Which of the following is true about information learned from reviewing a Title?

• A. It includes owner names and the legal description.
• B. It shows the current mortgage interest rate.
• C. It lists property insurance requirements.
• D. It shows the property's current market value.

Answer: (A)

Focusing on title information means looking at who is recorded as the owner and the exact description of the property. The title record contains the owner’s name and the legal description (the precise parcel identification that defines the boundaries). It also lists any encumbrances—like liens, judgments, easements, and covenants—that affect the property and would need to be addressed before transfer.

Information such as the current mortgage interest rate, insurance requirements, or the property's current market value isn't part of the title record. Mortgage rates are loan terms from lenders, insurance requirements come from insurers and lenders, and market value is determined by appraisal and market data, not by the title itself.

So, the true takeaway is that the title shows who owns the property and the legal description, along with any title-affecting encumbrances.